What Auto Insurance Can Do for You When Someone Hits Your Car and Leaves in Mesa, AZ

If you are a resident of the city of Mesa, AZ, you should be aware of the auto insurance policies that are available to you. You should know how to discern between policies, and this can help you decide on your auto insurance policy in the state of Arizona.

One situation that can be particularly frustrating is when you are the victim of a hit and run accident. As most people will know, this is any accident where a driver hits your car and leaves the site without providing any contact information. This can either mean that the driver hit you and immediately left, or that he or she hit your unattended parked car and then immediately left without giving you any contact information. Though this can be a hard situation to have to experience, you should make sure to handle it as well as possible. Try to gather as much information as you can, including the make, mode;, and license plate number of the car that hit you. You should also try to approximate the time of the incident as well as possible, and take pictures of the scene, including your car, so that you can show that an accident did happen and you are not simply trying to defraud your insurance company. Typically, your insurance company will cover you through uninsured motorist property damage for repairs to the vehicle and uninsured motorist bodily injury coverage for any medical expenses in the case that you were injured in the accident. If you can identify the person responsible for the accident, you can go through your company to get their information and file a claim with their insurance company. If you cannot identify the person or the person does not have the funds to cover the damages, you can file a claim with your own insurance company.

If you are interested in knowing more about auto insurance in the state of Arizona, you should feel free to contact the agents at Lifetime Investments. You should talk to the agents at Lifetime Investments to have your questions answered and learn everything that you want to know about auto insurance policies in the city of Mesa, AZ.

Questions to Ask When Using a Friend’s Car

So you’re friend is nice enough to let you use their vehicle for an errand or two. Besides making sure the gas tank is filled back up after using it (don’t be that person who uses the car and zaps the fuel), what else are you responsible for? Well, besides keeping the vehicle safe while driving around Mesa and the rest of metro Phoenix, at Lifetime Investments we have a few other pointers you should take into consideration regarding what to ask your friend when using their vehicle. 

What Sort of Fuel Does it Take?

Most vehicles use unleaded gasoline. That has become the standard. However, maybe they have a performance coupe and use a premium label gasoline. You need to know this. The diesel/unleaded question is very important as well. Diesel gas pumps are typically a bit different in shape and won’t fit into new unleaded tanks, but for older vehicles, anything goes. Pumping the wrong kind of fuel into the gas tank can cause all sorts of problems and prove to be a costly mistake. 

Where is Information Kept?

Nobody goes out driving planning to be pulled over. However, accidents happen. In the event you are pulled over, you need to know where all of the necessary information is located. First, make sure you have your own license. Second, have them point out where the proof of insurance and tag ID information is. This way, you can offer it up to the police officer (and they will be less inclined to think you stole the vehicle). 

Food/Drink Issues

Maybe you only plan on being in the vehicle for a few minutes. Maybe you need it for longer. Either way, make sure you have permission to eat or drink before doing so.