Why You Need Notary Insurance

As much as it would be nice to be perfect all of the time, unfortunately, it’s a tall order for anyone. Notaries have to handle a lot of sensitive information, and what they do can affect a lot of different people. A mistake can end up having a ripple effect on the business that you probably can’t afford. If someone chooses to sue you or if you’re held liable for certain charges and fees, do you know if you have the protection to cover the damages? If not, it’s time to learn more about how notary insurance can affect you. 

What It Covers 

Most people know what E&O insurance is, even if they don’t know all the specifics of it. With errors and omissions insurance, you are protected from any mistakes you may make during business hours. As long as the mistake was unintentional, you have a certain amount of coverage that can be used to fight against or to settle a lawsuit. Notaries need to understand what their liability limits are, so they can determine if they need additional coverage. If you live in Mesa, AZ, you can’t afford to take any chances with your assets. 

Contact Lifetime Investments 

It’s our mission to get our clients the protection they need. We want all notaries to continue serving their customers and clients. We also know just how easy it is to let a simple claim blossom into thousands upon thousands of dollars — fees that would need to come out of a notary’s personal savings or investments to be paid in full. We’re here to stop that from happening by increasing the level of protection around you. Give Lifetime Investments a call if you live in Mesa, AZ and need advice about how you can safeguard your livelihood. 

Here’s what you need to know about salon insurance in Mesa, Arizona

The U.S. Bureau of Labor Statistics shows the job outlook for beauty salon workers growing by at least 13 percent within the next seven years. With projected growth being so high, it seems like the right time to break into the industry as a hair stylist or salon owner. You do not want to get into the business in Mesa, AZ without the proper indemnity plan. Lifetime Investments can help you with your dilemma. Here are a few things that you need to know about salon insurance. 

What does salon insurance cover?
Assurance for your salon, in many respects, works like any other small business insurance. Indemnity coverage shields you from events such as theft and vandalism. Your vital equipment is taken care of when life-changing events take place. It may even be a good idea to obtain what is called a business owner’s policy (BOP), which includes both property and general liability insurance. 

Distinctive Features of Salon Insurance in Mesa, AZ
Sometimes disgruntled clients blame their stylists for mistakes that lead to hair loss or unbecoming designs. They may decide to sue their creators for personal mistakes made before coming to the salon. It is in these instances that you need an advocate to prove your innocence and an insurance policy that pays out if your client wins her suit. A salon indemnity plan offered by Lifetime Investments could be part of your saving grace. 

Assurance also covers mechanical malfunctions that prevent you from putting your best foot forward when working. A good plan also pays for income lost when utility services are interrupted. Such coverage especially comes in handy when the power goes out for an extended period in the middle of a workday. 

Owning a salon in Mesa, AZ can be an exciting venture. Life Investments can help you find the indemnity policy to suit your needs.