Helping Your Teen With Texting and Driving

If you have a teen driver in your home, you understand the worry of teens texting and driving. Helping your teen understand the dangers of texting and driving may seem like a daunting task. Here are a few tips that can help.

Set a Good Example

The best way to help your teen understand the importance of not texting and driving is to be a good example yourself. If you are preaching to them not to text and drive, and yet you have your phone out constantly while driving yourself, then they are not going to take you seriously. Teens get a lot of bad attention for texting and driving, but the truth is adults are texting and driving too. Put down the phone and be a good example. 

Use Technology

There are lots of great apps available which will not only track your teen’s phone but can also show you whether or not your teen is texting while in the car.  Using technology like this can help you keep tabs on your teen’s texting habits. Although your teen may feel like this is an invasion of their privacy, you must explain to them that this is for their own good and then remain tough. 

Keep the Conversation Going

Make it a point to discuss texting and driving issues with your teen often. When there are stories in the news concerning teens that were hurt or killed as a result of texting and driving, be sure to bring this up. Make sure your teens realize this is a real issue. Parents are not just making these stories up. People really do get hurt and even killed because of texting and driving. 

If you want your teen to be safe and have a good driving experience, be sure to enforce strict texting and driving rules. If you would like to learn more about teens and driving contact Lifetime Investments serving Mesa, AZ. 

Are You Required to Carry Notary Insurance?

If you are beginning to work as a notary, one of the questions you may have is whether you are required to carry notary insurance, also referred to as Errors & Omissions Insurance. This is a question that we at Lifetime Investments, serving the greater Mesa, AZ area, are often asked. Here is the answer to this question. 

Are You Required to Carry Notary Insurance?

No. When you become a notary, you are required to put up what is known as a notary bond. If a mistake is made on one of the papers you are notarizing, the money to cover that mistake comes out of your notary bond. As such, you are not required to carry notary insurance, as the bond provides the legal minimum needed. 

Why Should You Carry Notary Insurance?

The main reason why you should consider carrying notary insurance is because it offers you more protection than a notary bond. A notary bond is the minimum amount of coverage that you are required to have. But if the damages done by your error cause more monetary damage than the bond covers, you can be sued and have to pay this amount out of your own pocket. Notary insurance helps to provide you with a greater level of coverage in the event of an error or omission, helping you to protect your personal finances.

While it is not required by law, there are many benefits to purchasing and carrying notary insurance. If you are looking to buy notary insurance in the greater Mesa, AZ area, let Lifetime Investments help you. Contact us today to learn more about these policies or to get a price quote for the right policy for you.