Understanding Notary Insurance and Why You Need It

Notary insurance is known by a number of different names, most popularly Errors and Omissions Insurance, or E & O coverage. If you are a notary in the greater Mesa, AZ there are a variety of different reasons why you will want to carry this insurance. The team at Lifetime Investments is here to help you understand your coverage options and help you determine the right policy and coverage level for your own unique situation.

What is Notary Insurance?

If you make an error that is unintentional and unknowing you can be protected from liability that can arise from notarizing a false signature. Please note, that this insurance coverage will not help you if you knowingly notarize a false signature or are otherwise knowingly involved in an illegal or dishonest act. 

Errors and Omissions insurance policies provide coverage if you are involved in a crime unknowingly. Notaries are required to check identification in order to notarize the signature of persons who are not already known to them. However, there are people with criminal intent who can furnish false identification documents to a notary. If you have followed all protocols and are still unwittingly involved in the certification of a false signature, you will be covered from liability by an E & O policy. We recommend that anyone who works as a notary, whether independently or as part of their occupation, look into their options when securing this important insurance. Notaries provide an important service to the business community and should be protected.

Are you a notary in the greater Mesa, AZ area? Contact the team at Lifetime Investments today and find out more about your notary insurance protection options. Don’t leave yourself open to professional liability without having the coverage that you need.

How Does Auto Insurance Change When You Get Married?

Getting married is exciting because it is the beginning of sharing your life with another person. There are preparations for a wedding that must be made and a honeymoon to plan. Also, be sure to include an insurance review with your agent at Lifetime Investments serving Mesa, AZ and the surrounding area.

Auto Insurance for Married Couples

Your insurance agent will make a recommendation about how to adjust your auto insurance coverage so that you can share a vehicle with a significant other. Sometimes this is as easy as adding another authorized driver to an existing insurance policy.

Occasionally, there is a difference in insurance premiums depending on who is the primary driver of a vehicle and who is an authorized secondary driver. In other cases, it may be more beneficial to cancel one policy and take out a new one that covers both married people. Your agent will check these details and explain the options.

In general, there are benefits of being married because it is considered by many to be a moment in life when a person usually becomes more responsible and therefore may have less perceived risk. Your insurance agent will help you find a beneficial solution that provides adequate auto insurance.

It is probably a good idea to make the insurance adjustments prior to getting married because in the rush to get everything done in time for the wedding you may need to share a vehicle.

A Comprehensive Insurance Review

Contact your agent at Lifetime Investments in Mesa, AZ by calling 480-720-3600 or using the convenient online form to get a quote for auto insurance. While you are organizing your auto insurance, it would be a good idea to ask your agent to take a look at all the other insurance that you have. Adjustments to home insurance and life insurance may also be needed when getting married.