Renting Out Your Home On AirBnB? Here’s What Mesa Residents Need To Know

Thinking about using a short term home rental service such as AirBnB or VRBO to rent out your Mesa, AZ home? There are a few things you may want to consider before you take the leap. At Lifetime Investments, we’re committed to making sure our home insurance policyholders are informed about issues that could affect their residence. Think about the following before you decide to list your home as a Southwestern oasis for vacationers. 

– Arizona law requires you to get a license and collect a lodging tax. Failure to do so could result in hefty fines. You may want to build this tax into the overall fee for renting your home.

– Do you live in a neighborhood with an HOA? Check the bylaws on whether short term rentals are permitted. 

– It’s a good idea to talk with your neighbors to make sure they’re comfortable with the idea of a short term rental operating next door. One angry neighbor can ruin the rental experience for customers, destroying your rating. 

– Estimate your costs. After each stay, you’ll want to have the rental area professionally cleaned. You’ll have the option of factoring this cost into the total cost of the rental. 

Of course, it’s important to have a solid homeowners insurance policy in place if you plan on renting out your home to others. At Lifetime Investments, serving Mesa, AZ, we’re familiar with the logistics of short term rentals and can help create a policy that makes sense for your needs. Give us a call today to talk with an agent about a policy that suits your home.

Is Your Teen Turning 16? Don’t Panic. Call Your Insurance Agent.

The statistics about teen drivers are frightening. As a responsible parent, before you allow your teen to drive alone, think about the statistics and perhaps not be in a hurry to stop driving them around yourself. Talk with your agent at Lifetime Investments, serving Mesa, AZ and the surrounding area, to get help and make sure there is adequate auto insurance coverage before you allow a teen to drive the family car. reports these teen-driving statistics:

  • A study from 2010 found that auto accidents caused one-third of all teenage deaths.
  • 40% of teenage deaths from auto accidents occur at night between 9 pm and 6 am.
  • The most likely drivers of all age groups to crash a vehicle are teenagers who are 16 years old.
  • 20% of 16-year-old drivers have an accident during their first year of driving.
  • More than half of teens admit to talking on a phone while driving.
  • Distracted driving, such as talking on the phone or sending text messages, doubles the chance of an accident and reduces a teen driver’s reaction time to slower than the average 70-year-old driver.
  • Teen death rates in auto accidents increase as more passengers are in a car driven by a 16 or 17-year-old driver.
  • Less than half of teens said they would speak up if the driver was driving in a dangerous way that scared them.
  • Parents teach 56% of teens how to drive. If parents are bad drivers, teens copy their bad habits.
  • Teens are more likely to wear seat belts if their parents are involved in teaching driving safety to them.
  • For every mile per hour over the speed limit, the crash risk for teen goes up exponentially.


It is a challenging time when teens first start driving. Limiting their driving, especially at night, may be wise and being involved with your teen to help them learn driver safety is a prudent strategy. Consider taking a defensive driving course along with your teen because everyone can improve their driving skills. Contact your agent at Lifetime Investments in Mesa, AZ to get help with any auto insurance needs by calling 480-720-3600.