When it comes to protecting your Mesa, AZ place of business there is no shortage to commercial insurance options. Of course, not every insurance policy is right for you. It really depends on what kind of business you run, your employees, and what service you make or offer. Whatever business you own though just know that Lifetime Investments can help you find the right insurance for your place of work.
Business Auto Insurance
Do you (or employees) drive a vehicle for work? If so, your regular auto insurance likely does not protect you here. Due to this, you’ll want to opt into business auto insurance.
This kind of insurance is not just for if you own the property your business is located in. Even if you rent, you’ll want to consider property insurance as it protects valuables inside your company. From pizza ovens to large manufacturing hardware, if one of these items is damaged it might bring down your entire operation. With property insurance, you’ll have the financial protection for the equipment.
Worker’s Compensation Insurance
If an employee is injured at work while performing work-related actions you are responsible for their medical bills and lost wages. Worker’s compensation will cover these expenses. It’s far less expensive to deal with worker’s comp than a potential lawsuit.
Business Liability Insurance
If someone is injured at your place of business (or when using something your company makes), they may attempt to sue you. Business liability insurance helps cover the cost of an attorney.
With so many kinds of commercial insurance policies out there, it is important to know what kind your business should take advantage of. If you own a company located in or around Mesa, AZ you should give Lifetime Investments a call. The team will help you pinpoint the right protection for your company.