Most people don’t realize what all goes into running a salon in Mesa, AZ, and all the work and responsibility that goes on behind the scenes. At Lifetime Investments, we understand the unique challenges you face and want to work with you to help protect your investment.
Small Business Insurance
There are different kinds of policies for different kinds of risks. The most obvious kind is property insurance because you know you need to protect your workspace in case of a fire or theft.
There are many other kinds of commercial insurance policies, though, ranging from automobile to workers comp to professional liability.
Why a Business Owners Policy (BOP) is a Good Idea
You don’t want to spend more than you have to, and a BOP can save money by combining some of the most basic kinds of protection. They usually start with property and liability insurance, so you are also protected if anyone is injured as a guest on your premises.
If you use a vehicle for deliveries, you may need commercial auto insurance. Any valuable tools or equipment will probably need its own protection. If you employee technicians or cleaners, you might need to have a workers compensation policy. Errors and omissions insurance can protect you in the area of professional liability, and you can even get protection in case of business stoppage.
You want to make your clients feel like a million bucks without spending a million bucks yourself. Whether you own a beauty salon, a barbershop or a tanning salon, Lifetime Investments can help you protect your small business in Mesa, AZ so you can do what you do best. Call today for a free quote.