Getting the right type and amount of auto insurance protects you from financial losses in case your car gets in an accident. Get the help of a reputable and committed insurance agency such as Lifetime Investments in Mesa, AZ to secure the most appropriate insurance policies. They may help you determine the right policies. Your friends and family may get into an accident while driving your car. You need to understand your auto insurance to determine whether or not it can cover the claim.
Who Is Covered?
Even though policies may be different depending on different insurance providers, anyone who lives in your house is typically covered when driving your car. You are also covered if you loan out your car to people who do not live with you. If, however, the dive your vehicle without your permission, your auto insurance does not cover your claim. The policy does not include people that are excluded from your policy. You may be sued for damages if you grant an unlicensed or intoxicated driver permission to drive your car.
Do not exclude drivers who are likely to use your car. The decision may cost you a lot of money in the future. If you do not trust someone, do not let them use your car even for short trips. Accidents may happen at any time.
Hire an Attorney
You may need to contact an attorney after your friend gets into an accident with your car. If they were unlicensed or impaired, you might be legally liable. The affected party may sue you for damages. An attorney may provide you with legal advice on how to handle the situation.
Contact Lifetime investments in Mesa, AZ to discuss your new quote for auto insurance.